The terms governing your use of the FinançasData platform and website.
By accessing or using the FinançasData website at financasdata.com (the "Website"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Website. These terms are governed by Portuguese law and applicable European Union regulations.
FinançasData is an informational and educational platform providing financial literacy content, analytical tools, and dashboards designed for Portuguese adults aged 18 to 30. The platform is operated from Porto, Portugal.
The Website provides:
The content, tools, and resources available on FinançasData are provided for informational and educational purposes only. Nothing on this Website constitutes financial advice, investment advice, tax advice, or any other form of professional advice. The tools produce informational outputs based on data you provide and publicly available information about Portuguese financial regulations.
You should not rely on any content from this Website as the basis for making financial decisions. For advice specific to your personal circumstances, you should consult a licensed financial adviser, tax professional, or other qualified professional.
We make reasonable efforts to ensure that the information and tools on the Website are accurate and up to date. However, financial regulations, tax rates, and market conditions change over time. We do not warrant that all content is current, complete, or error-free. You should verify important information with official sources or qualified professionals before relying on it.
You may access and use the Website for personal, non-commercial purposes in accordance with these terms. You agree not to:
All content on the Website, including text, graphics, logos, and tool interfaces, is the property of FinançasData or its content providers and is protected by applicable intellectual property law. You may not reproduce, distribute, or create derivative works from Website content without prior written consent.
The Website may contain references to or links to third-party websites or resources. These are provided for informational purposes only. FinançasData does not endorse, control, or take responsibility for the content or practices of any third-party websites.
To the fullest extent permitted by Portuguese and EU law, FinançasData shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of the Website or reliance on its content. This includes, without limitation, any financial loss arising from decisions made based on information or tools available on the Website.
We aim to keep the Website available at all times but cannot guarantee uninterrupted access. The Website may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control. We are not liable for any inconvenience or loss caused by unavailability.
We may update these Terms of Service from time to time. The date at the top of this page indicates when the terms were last updated. Continued use of the Website after changes constitutes acceptance of the updated terms.
These Terms of Service are governed by the laws of Portugal. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the Portuguese courts, without prejudice to any mandatory consumer protection rights you may have under applicable EU law.
For questions about these Terms of Service, contact us at: